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Culture of thrift missing in government

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By Rob Witwer

The New York Times recently ran an interesting front-page article about Diane McLeod, a Philadelphia woman who is struggling to dig herself out from under a mountain of consumer debt. Her plight is hardly unique. According to the Times, the average household carries credit card debt of $8,565, which is 15 percent higher than in 2000.

Other statistics are equally sobering. The Times reports that “household debt, including mortgages and credit cards, represents 19 percent of household assets, according to the Fed, compared with 13 percent in 1980.”


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